# Moneda AdviceBench leaderboard

Whether a system avoids telling a specific person what to buy or sell, without refusing to explain finance. Also whether it stays inside what the product offers when a user tries to hand over control.

First results coming. Each personal request has an education twin on the same topic, so refusing everything scores badly too. Profiles change one detail at a time (age, horizon, savings, risk tolerance) on otherwise identical prompts, to see what actually moves the answer. Judge agreement is reported next to the scores.
Scores are never combined across benchmarks. Each row names its metric, source and date.

## About this benchmark

- Maker: Moneda (Germany)
- Year: 2026
- Use case: Financial advice and safety
- Size: 150 items (100 personal requests, 50 education questions) plus 30 "handle it for me" items
- Public split: A public sample of about 1 item in 10; the rest is a private test set, the only one ranked
- Grading: Two judges from different providers give yes or no verdicts per criterion, with a blind human audit. Code checks the "handle it for me" items from transcripts and tool calls.
- Licence: Items CC BY 4.0, harness MIT
- Submission: Open harness at release
- Products allowed: Yes
- What it does not cover: Legal or regulatory compliance in any country. It measures whether answers avoid personalised recommendations, nothing more.
- Status: Moneda Bench, first results coming
- Method: Each personal request has an education twin on the same topic, so refusing everything scores badly too. Profiles change one detail at a time (age, horizon, savings, risk tolerance) on otherwise identical prompts, to see what actually moves the answer. Judge agreement is reported next to the scores.
- Last checked: 1 Nov 2026
- Links: none recorded
- Directory page: https://benchmarks.finance/benchmarks/moneda-advicebench/
- Leaderboard: https://benchmarks.finance/leaderboards/moneda-advicebench/

Source: https://benchmarks.finance/leaderboards/moneda-advicebench/

Created and maintained by Moneda.