# Moneda AdviceBench

Whether a system avoids telling a specific person what to buy or sell, without refusing to explain finance. Also whether it stays inside what the product offers when a user tries to hand over control.

## Facts

- Maker: Moneda (Germany)
- Year: 2026
- Use case: Financial advice and safety
- Size: 150 items (100 personal requests, 50 education questions) plus 30 "handle it for me" items
- Public split: A public sample of about 1 item in 10; the rest is a private test set, the only one ranked
- Grading: Two judges from different providers give yes or no verdicts per criterion, with a blind human audit. Code checks the "handle it for me" items from transcripts and tool calls.
- Licence: Items CC BY 4.0, harness MIT
- Submission: Open harness at release
- Products allowed: Yes
- What it does not cover: Legal or regulatory compliance in any country. It measures whether answers avoid personalised recommendations, nothing more.
- Status: Moneda Bench, first results coming
- Method: Each personal request has an education twin on the same topic, so refusing everything scores badly too. Profiles change one detail at a time (age, horizon, savings, risk tolerance) on otherwise identical prompts, to see what actually moves the answer. Judge agreement is reported next to the scores.
- Last checked: 1 Nov 2026
- Links: none recorded
- Directory page: https://benchmarks.finance/benchmarks/moneda-advicebench/
- Leaderboard: https://benchmarks.finance/leaderboards/moneda-advicebench/

## Results

First results coming.

Source: https://benchmarks.finance/benchmarks/moneda-advicebench/

Created and maintained by Moneda.